Ultimum Financial - Subiaco, Western Australia

Glenys K.

Luke has been a steady guide over the past 8 years, he is very professional and has become a trusted adviser to our entire family.
As we are transitioning to retirement his reviews have been invaluable and ensured we have made the most from our investments. He is very clear and concise in his explanations and reassuring with any questions we have had.
Luke and the team have been most diligent in response and follow up on any contact or process to assist us during the admistration of our investments.
As our children have entered the workforce Luke was most helpful in providing thorough advice to achieve their financial goals for their future.
We are very happy to highly recommend Luke for any stage of your career, whether you are just starting out or transitioning to retirement his quality advice is well worth your time and investment.
Nick and Glenys Killian

Dave B.

I have known and trusted Manisha with my personal financial planning for many years. She is my trusted advisor and someone that I can and do refer my own clients to. I would not hesitate to recommend Manisha to anyone who values professional caring financial advice.

Su L. T.

Manisha is a wonderful advisor. She has guided me for years and honestly I could not have asked for more. She is honest, knowledgeable and has always done the right thing by me. Being a single woman navigating uncertainty post separation was nerve wrecking. However Manisha over the last 8 years has been my guide and I am now ready to comfortably retire and enjoy life. Thank you Manisha for all the difference you make into people's lives and highly recommended you.

Kate S.

Manisha is very knowledgeable, professional and has genuine interest in getting the best outcomes for her clients. I respect and appreciate her time and effort in helping the younger generation to learn and succeed with her simple, practical advice.

Aida M. O. S.

Manisha has been an incredible financial adviser! She made everything so simple and easy to understand. I used to feel overwhelmed by finances, but she explained things clearly and broke everything down in a way that made sense to me. She is knowledgeable, reliable, and genuinely wants the best for her clients. I feel so much more confident about my financial future thanks to her help. Also Melissa is very efficient I appreciate her help a lot.

Chris B.

Ultimatum has provided us with peace of mind. Joseph and the other staff are always professional, and explain everything thoroughly. They respond to our inquiries promptly. We don’t have to worry about our finances and enjoy stress free retirement.

C L.

We’re so glad we found our financial adviser Manisha Budhia ( Ultimum Financial Services) — working with her has been a genuinely positive and reassuring experience. From the beginning, she took the time to understand our goals as a couple and explained everything in a way that was simple and easy to follow, without all the confusing financial jargon.

What we appreciate most is how she gave us a clear vision of where we are now and where we're heading, all the way to retirement. She helped us feel confident about our financial future by showing us realistic, tailored strategies for wealth accumulation, tax savings, and smart investments. It’s not just about numbers — it’s about knowing we’re on the right path.

She was completely upfront about costs, with no hidden surprises — and even better, the fees were structured to be paid from our superannuation fund, not out of our own pocket, which made things even more manageable for us.

Thanks to her guidance, we feel much more secure and in control of our financial journey. We’d highly recommend her to anyone looking to plan ahead with clarity and confidence.

Catherine and Paul.

Vidya S.

I met Manisha for financial advice and found her to be professionally competent, friendly and approachable. Her expertise and knowledge in accounting, SMSF advice and financial planning was outstanding. Her friendly demeanour and patience makes it easy to navigate through complex financial matter. I highly recommend her if you are looking for a good financial advisor.